Privacy Policy

Information We Collect

When you use our services or browse our website, we collect certain information. Some you give us directly, and some we gather automatically to improve your experience.

Information You Provide

• Contact details like your name, email address, phone number, and mailing address when you register or inquire about our programs
• Payment information when you enroll in courses, though we don't store complete credit card numbers on our servers
• Educational background and career goals you share during registration to help us tailor recommendations
• Messages and feedback you send through our contact forms or support channels
• Survey responses and testimonials if you choose to participate

Information Collected Automatically

• Technical data like your IP address, browser type, device information, and operating system
• Usage patterns including pages visited, time spent on our site, and navigation paths
• Cookies and similar tracking technologies that help us remember your preferences
• Geographic location based on your IP address to ensure content relevance

How We Use Your Information

Everything we collect serves a purpose. We don't gather data just to have it sitting around. Here's what we actually do with your information:

We also analyze aggregated data to understand trends in financial education and improve our curriculum. This analysis uses anonymized information that can't be traced back to you individually.

Legal Basis for Processing (Canada)

Under Canadian privacy laws, including PIPEDA, we process your personal information based on several legal grounds:

How We Share Your Information

We don't sell your personal information. Period. But we do share it with specific third parties when necessary:

• Service Providers: Payment processors, email service platforms, and hosting companies that help us operate. They're contractually required to protect your data and use it only for our specified purposes.
• Educational Partners: If you enroll in co-branded programs, relevant information may be shared with partner institutions.
• Legal Requirements: We'll disclose information when required by Canadian law, court orders, or to protect our legal rights.
• Business Transfers: In the unlikely event of a merger or acquisition, your information would transfer to the new entity under the same privacy commitments.

Before sharing your data with any new third party for reasons not covered here, we'll notify you and get your consent.

Your Rights and Choices

Your data belongs to you. Canadian privacy law gives you significant control over your personal information.

Access and Correction

You can request a copy of all personal information we hold about you. If anything's incorrect or outdated, let us know and we'll fix it promptly. No bureaucratic hoops to jump through.

Deletion Rights

You can ask us to delete your personal information, and we'll comply unless we're legally required to retain it (like for tax records or to resolve disputes). Once you've completed a program, we keep your certificate records but you can still request deletion of other personal details.

Marketing Preferences

Every marketing email includes an unsubscribe link. Click it and you're off our promotional list immediately. You'll still receive essential communications about programs you're enrolled in.

Data Portability

Want to take your data elsewhere? We'll provide it in a commonly used, machine-readable format so you can transfer it to another service.

Data Security Measures

We protect your information using industry-standard security practices. This includes encryption of data in transit and at rest, secure servers with restricted access, regular security audits, and staff training on privacy best practices.

Our payment processing uses PCI-DSS compliant systems. We don't store full credit card numbers. We backup data regularly but ensure backups receive the same security protections as primary data.

That said, no system is perfectly secure. We do our best to protect your information, but we can't guarantee absolute security. If we discover a data breach affecting your information, we'll notify you promptly as required by Canadian law.

Data Retention

We keep your information only as long as necessary for the purposes we collected it. Different types of data have different retention periods:

• Account Information: Retained while your account is active, plus seven years after closure for legal compliance.
• Course Records: Maintained permanently to verify certificates and transcripts, but we anonymize personal identifiers after seven years.
• Financial Records: Kept for seven years as required by Canadian tax law.
• Marketing Data: Deleted within 90 days of unsubscribe request.
• Technical Logs: Retained for 12 months, then automatically deleted.

Cookies and Tracking Technologies

We use cookies to make our website work better for you. Some are essential for basic functionality, while others help us understand user behavior and improve content.

Types of Cookies We Use

• Essential Cookies: Required for site operation, login functionality, and security features.
• Performance Cookies: Help us understand which pages are popular and identify technical issues.
• Functional Cookies: Remember your preferences and personalization choices.
• Analytics Cookies: Provide insights into how visitors use our site so we can improve it.

You can control cookies through your browser settings. Blocking all cookies may affect site functionality. Most browsers allow you to reject cookies while still browsing, though some features might not work properly.

Third-Party Links and Services

Our website occasionally links to external resources, educational content, or partner sites. Once you leave wryyozwigu.vip, this privacy policy no longer applies. Those sites have their own privacy practices, and we encourage you to read their policies before sharing personal information.

We're not responsible for the privacy practices of third-party sites, even if we link to them or recommend them.

Children's Privacy

Our services are designed for adults interested in investment education. We don't knowingly collect information from anyone under 18. If you're a parent and believe your child has provided us with personal information, contact us immediately and we'll delete it.

Changes to This Policy

Privacy laws and our practices evolve. When we update this policy, we'll post the new version here with a revised date at the top. Significant changes will be communicated via email to registered users.

We encourage you to review this page periodically. Your continued use of our services after changes indicates acceptance of the updated policy.

International Data Transfers

While we primarily serve the Canadian market, some of our service providers may process data outside Canada. When this happens, we ensure adequate safeguards are in place through contractual provisions that meet Canadian privacy standards.

Cloud services we use may store data on servers in multiple locations, but all providers are required to maintain security standards equivalent to Canadian requirements.